Go Ahead and Splurge

No really, I’m serious. Splurging once in awhile can help you get out of debt faster and save more in the long run.

If you are constantly paying down debt and/or stashing money into savings and doing nothing fun, you may soon become frustrated. Especially if the results are slow in coming. And then you might go out and blow a ton of money on something silly instead of just blowing a little bit.

Living like a desert monk is good for the finances but all that scrimping and saving can get to you. Instead set aside a bit of money each payday for fun. Call it your Blow money. Once you have it, go Blow it on something. Dinner out, new shoes, a box of Lucky Charms cereal, disco-ball, whatever meets your fancy.

Just don’t go bonkers and spend tons of money each payday doing this, make it a reasonable amount for your current financial situation.

Want to splurge on a larger purchase? Then save your monthly splurge money until you have enough and then go for it. Buy that leopard-print couch or that autographed collection of Kim Kardashian bikini pictures*.

*this website does not endorse the buying of this product, nor accept any responsibility for what happens to your eyes if you look at this product

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